Duplex Insurance Guide: Protecting Your Home & Rental Unit the Right Way

Owning a duplex and renting out one unit can be a great way to offset your mortgage, but it also comes with unique insurance needs. A standard homeowners insurance policy may not provide enough coverage, leaving you financially vulnerable in case of tenant-related damages or liability claims. In this guide, we’ll break down the key insurance policies you need as a duplex owner, including homeowners insurance for your primary residence and landlord insurance for your rental unit. Keep reading to ensure you’re fully protected!